I guess that makes me the intelligent newbie. I did all my research/hw as far as costs for making the R6 for my first bike. Some people just don't think clearly when it comes to something they want. I, on the other hand, was prepared for all costs that are about to be heading my way. By the way, my monthly payments on my bike are only $39 a month and full coverage insurance is only $88 a month with a 25/50/25 coverage.
00 Acura Integra LS (Skunk 2 coilovers, Koni Yellows, Spoon f&r strut tower bars, AEM CAI, Spoon exhaust)
04 Yamaha YZF-R6 (Moose's fender eliminator kit, IRP race frame/swingarm/barend sliders, Puig double bubble, HighBimmin kit)