Insurer are there only if you totaled your bike and always there to take your money.
I called them when I got an accident with my car and I shouldn't done that. Simply because now it's writed on my record and I'll have hard time for the next years to get cheap rate.
If you like to play with tools like me, it's a good opportunity to buy an air compressor with a paint gun and have some fun...
-Dave
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R.I.P. Aaron
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