For those of you looking for a cheap insurance route try:
www.bike-line.com
Not a bad company Ive gotten cheap rates there all the time. Just go full coverage and youll have the option to pay quarterly, half and half, or the full year amount. I would just get full coverage and pay either quarter (little more that 3 months) or half (lasts about 6 motnhs) and then switch it down to liability with theft coverage only during the winter season.
